For TIDLOR, the main business revolves around vehicle title loans, while the hire purchase portfolio is a minor portion that mainly focuses on truck hire purchase. Additionally, Ngern Tidlor is a subsidiary of Bank of Ayudhya, committed to transparent business practices and providing fair financial opportunities for underbanked customers and independent workers. As an influential player in the industry, Ngern Tidlor has been instrumental in establishing standards for vehicle title loan business through initiatives like the Vehicle Title Loan Trade Association (VTLA). Furthermore, Ngern Tidlor is recognized as a role model for transparency in business operations. Moreover, Ngern Tidlor remains committed to progressing through the implementation of efficient development strategies and technology investments to ensure sustainable business growth.