However, the trade-off is that rental cash flow cannot be generated immediately and returns depend heavily on construction progress, the developer’s credibility, and future market conditions. The core issue is not which type to choose, but what the investor prioritizes: stable cash flow or capital appreciation. In particular, for inexperienced investors or those without stable cash flow, the risk of being unable to keep up with mid-term payment schedules is a serious concern. On the other hand, if the goal is immediate cash flow and safety, completed properties are often a more suitable choice. Investors do not need to wait, and cash flow can return sooner.
