How long does it take for my credit report to reflect that? I don’t want my application to be denied because my debt is still listed on my credit report. Your certified financial planner should be open to this discussion and ready to course correct if necessary. If we were to get married, would either of us lose part or all of our Social Security benefits? Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet.
