“I did go to a private hospital but they charged quite a bit for just a check-up and short admission. After being told that a heart procedure was needed to clear three major blockages, a neighbour told him about Penang Adventist Hospital’s (PAH) Patient Heart Fund. Suspecting something amiss, Kumar’s employer told him to visit PAH. “After deducting from my company’s insurance and what my family could afford, the hospital’s Patient Heart Fund helped to settle the balance of RM18,000,” he said. To mark World Heart Day on Sept 29, Lim, Kumar and Azizul shared their stories and how the fund eased their financial burden.