HÀ NỘI — Demand for home loans remains low, although interest rates have decreased by 1-3 percentage points per year compared to the beginning of this year. Specifically, in the group of State-owned commercial banks, Agribank offers home loans with a first-year interest rate of 8.5 per cent per year. ACB has also launched a real estate loan package with sharply reduced interest rates and many attractive policies. At Wooribank, the first-year loan interest rate drops to 8 per cent per year, and the following year's interest rate floats at only about 8.8-9 per cent per year. However, Hải said the loans were mainly for real estate developers, while those for real estate buyers were insignificant.
