Several hundred mortgage borrowers who managed to get a type of loan banned in the UK could be the last to benefit from such flexibility, according to the lender. Self-certified mortgages, which were known as “liar loans”, were banned by financial watchdogs that feared people would not be able to service their debt. However, they were highly attractive to those such as younger self employed people with decent earnings, who found it hard to obtain finance. When Selfcert.co.uk managed to sidestep UK regulations by obtaining a lending licence in the Czech Republic, it received 4,000 applications and approved 280 loans. It was set up in 2016 by Graeme Wingate and the business was funded by private equity investors.
You knew that John Boyega was different as soon as he dived over the back of his agent’s sofa. It was October 20, 2015, and the young south Londoner was catching his first glimpse of the full-length trailer for Star Wars: the Force Awakens. The film would be the first in the franchise since Disney paid George Lucas $4 billion for the company, Lucasfilm, that owned Star Wars. Around the world Star Wars devotees swooned at a silver-haired Han Solo hugging a weeping Princess Leia, at Darth Vader’s crumpled mask, at R2-D2, Chewbacca and the Millennium Falcon all being back in action. Everything was meticulously planned and choreographed to provoke the biggest possible global emotional response.
What a wonderful way to start a weekend. We are the only people in the rooftop pool of Bath’s famous thermal spa, with nothing but steam to obstruct our gaze across the Georgian city towards the rolling countryside. The only noise is the bubbling water and the odd splosh as we paddle about, admiring the frosty view. Barely three minutes pass before an excitable hen party appears, gasping as they strip off and the cold air hits them. People queue from before 8.30am to be among the first into the spa when it opens at 9am.
Only 63 per cent of the country receives a 3G signal outdoors that supports mobile data, Ofcom said Yui Mok/Press Association ArchiveThirty per cent of the UK does not have good enough mobile coverage to make calls and texts on all four networks. The telecoms watchdog Ofcom said that 2G coverage had increased over the past 12 months, but that “many consumers still experience poor coverage, especially in rural areas and while on the move”. Just 70 per cent of the country’s landmass has a full 2G signal outdoors, according to the Connected Nations 2017 report. Only 63 per cent of the country receives a 3G signal outdoors that supports mobile data, which falls to 43 per cent for 4G, which offers faster speeds. Matt Hancock, the minister for digital, said that there was a “clear need for rapid improvement on mobile coverage”.
The American melodrama Feud: Bette and Joan begins tonight on BBC Two with words that the actress Olivia de Havilland never spoke. De Havilland did not tell a 1978 documentary that for almost half a century the Oscar-winning stars Bette Davis and Joan Crawford had hated each other and that “we loved them for it”. The hard sell is not, however, so far off the shaming, voyeuristic truth. If it were, there would be no gleeful, glamorous, garrulous mini-series staring Susan Sarandon and Jessica Lange. Feud ends eight hours later with two more inventions.
“She would like sex to be much more energetic,” says the voice of a young man. “I’d like it to come out of a place where I feel safe.” Then we hear a young woman, his wife. At this point, we hear a third voice: an older woman with a throaty French accent. It is the therapist Esther Perel. This is an audio recording of one of her couples counselling sessions, which air on her podcast Where Should We…
I am sitting in a low-slung chair on a beach in the tropics, my toes raking the sand as I tackle my second mojito. The bar is called Rory’s and it’s run by a couple of laid-back Aussies. And then it occurs to me: this place could be the new Bali. This place being Phu Quoc, an island off the southwest coast of Vietnam, a stone’s throw from Cambodia. OK, admittedly it has got a way to go before it takes on the island paradise of Bali, but the stars — and more importantly the investment — are…
The Met released a CCTV image of a man they believe could help their investigation Metropolitan Police/Press AssociationPolice are hunting for a passenger who bit the ear of a fellow commuter on a train during a dispute about a loud mobile phone conversation. A 24-year-old man was bitten after his attacker had complained about the victim’s friend speaking loudly on his phone while travelling through south London. The victim, 24, needed treatment for a deep cut Metropolitan Police/ Press Association“A verbal altercation ensued, during which the passenger leant over and bit the victim’s ear,” British Transport Police (BTP) said. “When the offender eventually stopped biting the victim’s ear, he went and sat back down in his seat. The victim and his friend left the train at Peckham Rye.”Police have appealed for information in connection with the incident on the 11.40pm Southern Trains service between London Bridge and Peckham Rye on October 6.
December 15, 2017 17:05 UTC
Glynis Breakwell, the vice-chancellor of Bath University, which was criticised over the cost of paying the minuscule billBath University has been criticised for paying more than £2,000 to have its single peppercorn of rent delivered by parachute. The peppercorn is a token payment to Bath and North East Somerset Council for the annual rent of the university’s 200-acre campus. A 999-year lease was agreed with the university in 1964. Members of the council now want the agreement reviewed after learning that Dame Glynis Breakwell, the university’s departing chief executive, was being paid more than £450,000 a year. The councillors claim the institution could easily afford to…
December 15, 2017 17:05 UTC
Prosecutors are seeking to upgrade a second-degree murder charge against James Fields in the collision that killed one person and injured dozensThe man accused of driving into a crowd protesting a white nationalist rally in Charlottesville faces a new charge of first-degree murder after a court hearing Thursday in which prosecutors presented surveillance video and other evidence against him. The helicopter had been monitoring the violence, and prosecutors questioned Charlottesville police detective Steven Young about the video as it played. After that footage, a man in the crowd shouted an expletive and cried out, “Take me out.” He and others left the courtroom. White nationalists gathered in Charlottesville, Virginia, to protest against a plan to remove a statue of Robert E Lee, the Confederacy’s top general in the American civil war. Fields would have faced between five to 40 years in prison for a second-degree murder conviction.
December 15, 2017 13:52 UTC
Sechin said in his testimony that Ulyukayev had asked for the bribe during a game of billiards at a summit in India. There was little evidence in the case except Sechin’s testimony, and he refused to show up at court despite receiving several summons. The case has widely been seen as Sechin’s revenge for Ulyukayev opposing Rosneft’s takeover of another oil company. While Russian courts rarely give innocent verdicts, many were expecting a suspended sentence as a compromise. The harsh sentence sent shockwaves through the more liberal parts of the Russian elite.
December 15, 2017 13:18 UTC
I want a relationship but I never give enough attention to the people I date. I have been single for a year and a half and feel I am stuck in a rut of chasing and ghosting people. • If you would like fellow readers to respond to a dilemma of yours, send us an outline of the situation of about 150 words. For advice from Pamela Stephenson Connolly on sexual matters, send us a brief description of your concerns. Email: email@example.com (please don’t send attachments).
December 15, 2017 12:25 UTC
If Eminem thinks his verbal box of tricks can overcome the weakness of any backing track, his recent albums have demonstrated otherwise. Rick Rubin – the man behind 99 Problems, Run DMC’s Walk This Way and Johnny Cash’s take on Hurt – produced the latter. Eminem is clearly a rapper, but there’s hardly a trace of hip-hop here. Play Video 4:29 Eminem lambasts Donald Trump in freestyle rap – videoThere’s more to like on Framed and the strange but intriguing Untouchable. But this maturity comes too late – we’re already past the point where you can no longer take Eminem seriously.
December 15, 2017 12:11 UTC
To join in you can click on the links in the comments below to expand and add your thoughts. EU leaders have ruled that Brexit negotiations can move on to discussions about Britain’s future outside the bloc. Logically, there can be no talk of negotiation all this time if there is no clear goal towards which you’re negotiating. We, the country, not matter how anyone voted in the referendum, are continually played for utter fools by this sick gang of pantomime public servants. Too many of the supposed cures for social isolation and loneliness - and depression - are like the treadmill at the gym, imo.
December 15, 2017 12:11 UTC
Facebook Twitter Pinterest Tomio Okamura, the leader of the Freedom and Direct Democracy party. Both Pretzell and Petry recently left AfD over policy disagreements to join the newly formed Blue Party. Other speakers will include senior figures from Austria’s Freedom party and the Italian Northern League. An earlier version said Marcus Pretzell was an MEP for AfD. He was formerly an MEP for AfD, but is now part of The Blue Party.
December 15, 2017 12:10 UTC