In the last year, many new investors began the equity journey through systematic investments in equity-oriented mutual funds. In all the talk about financial products, one tends to overlook financial behaviour. Personal financial management and investing are as much about the financial products you buy or invest in, as they are about your investing behaviour. One of the reasons systematic investment plans in mutual funds work well is because they have a pre-decided date. Don’t let yourself be taken in by cliched investor behaviour in 2018, don’t get lazy, try not to follow that big herd and sharpen your financial behaviour to get ahead on your long-term investment goals.